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Permanent Disability (PD)
Any residual disability that impairs your ability to compete in the open labor market after you become permanent and stationary.
Cumulative Trauma (CT)
An injury or illness that occurs over a period of time. For example, Carpal Tunnel Syndrome.
Workers' Compensation Appeals Board (WCAB)
The judicial unit that formally resolves workers' compensation disputes.
Panel Qualified Medical Evaluator
A list of three independent qualified medical evaluators issued by the state Industrial Medical Council. You select any one of the three doctors for your evaluation. This is for workers not represented by an attorney.
Agreed Medical Examiner (AME)
A physician selected by your attorney and the claims administrator who conducts a medical evaluation and submits a comprehensive report to the parties.
Temporary Patial Disability (TPD)
A wage replacement benefit that may be paid when you return to work but at less than full earnings. Sometimes referred to as Wage Loss.
Claims Administrator
This is the term for insurance companies and others who handle your workers' compensation claim.
State Disability Insurance (SDI):
A branch of the Employment Development Department that pays temporary disability benefits for non-industrial injuries or illnesses.
Stipulation with Request for Award (Stip):
A settlement where the parties agree on the terms of an award. It may include any future medical treatment. Payment takes place over time.
Commutation
An order by a Workers' Compensation Administrative Law Judge for a lump sum payment of part or all of your permanent disability award. Payment can be made to either the injured worker or the injured worker's attorney.
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